FULL INSURANCE INCLUDED

Crete car rental with full insurance included

Almost every rental quote you compare online in Crete is a basic CDW policy: the excess is €700-1200, and tyres, the car's underside, glass and mirrors - the four things that actually get damaged here - are excluded outright. The waiver that removes all of that is sold at the desk, on the morning you arrive, at a price you had no chance to compare.

Our quote is the other way round. FCDW full insurance plus WUG cover is already in the daily rate at €0 excess, and there is no better package to be sold at handover because we do not have one.

What FCDW + WUG actually covers

  • Body damage and collision damage at €0 excess - no first €700 to argue about.
  • Tyres and wheels, including the puncture you pick up on a village road.
  • The car's underside - the most common damage on Cretan asphalt and steep hotel ramps.
  • Glass: windscreen, side windows and the rear screen.
  • Mirrors, which is what narrow old-town lanes take off first.
  • Theft cover and 24/7 roadside assistance anywhere on the island.

Why 'full insurance' means something different at the airport desk

In Greece the standard product is CDW with a high excess and a written exclusion list covering tyres, undercarriage, glass and mirrors. That is why counter staff can offer 'full protection' for €15-25 a day on top of a cheap headline rate - the cheap rate exists to make the upsell work. Read the words WUG (Wheels, Underside, Glass) on any quote you compare: if they are missing, the policy is not full cover, whatever the checkout page calls it. Our rate is quoted with FCDW and WUG already inside it, so the number you are shown is the number you pay.

What is still excluded - in plain words

  • Driving off sealed roads. Any gravel track, including the road to Balos, voids the cover completely.
  • Driving under the influence, or by anyone not registered on the contract.
  • Lost keys, and refuelling with the wrong fuel.
  • Interior damage, and fines or tolls, which stay with the driver.
  • Everything else is covered, and the full terms arrive in writing before you confirm.

No deposit, because there is no excess to secure

A deposit exists to hold the excess on your card. With a €0 excess policy there is nothing to hold, so we take no deposit, place no pre-authorisation and keep no card on file. Add free delivery in the Heraklion area, unlimited kilometres, and a person who answers in English, Estonian or Finnish on WhatsApp for the whole trip, and that is the entire product.

Find the right rental car

Answer a few quick questions. We will personally check actual availability and send you the final all-inclusive total price. Sending an enquiry does not create a booking or payment obligation.

Takes about 1 minute

  • Full insurance
  • €0 excess
  • No deposit
  • Unlimited kilometres
  • No prepayment

1/4 · Rental details

When do you need the car?

Where would you like the car?

Pickup

Return

  • Full insurance
  • €0 excess
  • €0 deposit
  • Unlimited km
  • No hidden fees
  • No credit-card block

Real availability, personally checked.

We don't simply show an automated list of cars. Your request is personally reviewed and we check the most suitable available option based on your dates, location and preferences.

Prefer WhatsApp?

Send us your dates and we'll check availability personally.

Chat on WhatsApp

Starting prices

All-inclusive rental from €60/day

All-inclusive · €0 excess · No deposit

All-inclusive price — everything listed above is included. Fuel is not included.

The exact final price depends on the rental dates, duration, vehicle category and delivery location. We send the complete total before you confirm.

Small manual

From60/day

Best for couples and small families.

Final quote after availability check

Automatic

From70/day

Comfortable and easy driving around Crete.

Final quote after availability check

SUV

From80/day

More space and comfort for exploring the island.

Final quote after availability check

7-9 seats

From100/day

For larger families and groups.

Final quote after availability check

Convertible

From100/day

Open-top driving along the Cretan coast.

Final quote after availability check

Starting prices are indicative and usually apply to longer rental periods. The final price depends on the dates, rental duration, pickup location, season and vehicle availability.

The longer the rental period, the lower the daily rate usually becomes.

You pay the confirmed total shown in your offer. No mandatory insurance or unexpected rental fees will be added at vehicle collection.

Optional extras such as additional drivers, child seats or special delivery arrangements are shown separately and priced before you confirm.

Longer rental, better daily rate

7+ days · better daily rate

The daily rate usually becomes lower when you rent for a longer period. Enter your dates and we will prepare a personalised offer with the final total price.

One clear final price – no surprises when you receive the car.

Included with our rental offers

  • Full insurance
  • €0 excess
  • €0 deposit
  • Unlimited kilometres
  • No hidden charges
  • Hotel or airport delivery and collection where available
  • Local assistance in Crete
  • 24/7 assistance
View detailed rental and insurance conditions

Compare the final price, not only the advertised daily rate

Some rental companies advertise a very low starting price, but insurance upgrades, excess reduction, deposits and additional coverage may increase the final amount. With MyCrete, you receive a clearly explained total offer before confirming.

Advertised starting price

May exclude additional insurance or services.

Price at pickup

Can increase after optional coverage is added.

MyCrete total offer

Insurance conditions, deposit and final price are explained before confirmation.

Car delivery across East Crete

Already staying in Crete? You do not need to visit a rental office. Tell us your hotel, dates and preferred car and we check availability and send you the final total price.

Can't see your hotel? Ask us - we may still be able to deliver.

Check my hotel

TRUSTED LOCAL RENTAL PARTNERS

Local cars. Trusted partners. MyCrete support.

We work with carefully selected local car rental partners across Crete to provide reliable vehicles, competitive prices and flexible availability.

  • Selected local partners

    We cooperate with established licensed local rental companies that meet our service expectations.

  • More vehicle availability

    Our partner network gives us access to a wider range of cars across Crete, also in high season.

  • MyCrete support

    You communicate with MyCrete during the booking process and can contact us if you need assistance with your rental.

One point of contact

From your first enquiry until the end of your rental, MyCrete remains your point of contact and assists you throughout the booking process.

What is included - insurance, deposit, delivery, extras - is always stated in the offer we send you and in your booking confirmation for that specific rental.

Frequently asked questions

Is the insurance really included in the price?
Yes. Every rate we quote includes FCDW full insurance plus WUG cover at €0 excess. There is no cheaper tier and no upgrade to buy at handover.
Are tyres and windscreen damage covered?
Yes - tyres, wheels, the car's underside, glass and mirrors are all covered at zero excess. Those four are exactly what standard CDW policies in Greece exclude.
What excess do I pay if I damage the car?
€0 for anything the policy covers. You call us, we arrange the repair. The only exceptions are the exclusions listed above, which we send you in writing before you book.
Do I still need a credit card or a deposit?
No. Because the excess is zero there is nothing to secure, so there is no deposit, no card block and no credit-card requirement.
Does the insurance cover the road to Balos?
No, and no insurer in Crete covers it. The final stretch is an unsealed gravel track, driving it voids the cover on any rental car, and we ask guests to take the boat from Kissamos instead.

Ready to hit the road in Crete?

Reply within 24h • Free cancellation

  • No Deposit
  • Full Insurance
  • Local Support
  • Hotel Delivery
  • 24/7 Assistance
  • Transparent Pricing